Terms of Service

Last Updated: January 9, 2026

Effective Date: January 9, 2026

Welcome to MVP Online Business. These Terms of Service (“Terms”) govern your access to and use of our applications, websites, and services (collectively, the “Services”), including our education platforms, entertainment features, messaging systems, business chatbots, and social networking functionalities.

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

By creating an account, accessing, or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

We may modify these Terms at any time. If we make material changes, we will notify you through the Services or by other means. Your continued use of the Services after any modification constitutes acceptance of the updated Terms.

2. Description of Services

MVP Online Business provides a range of digital services across multiple categories:

2.1 Education Services

  • Online courses, tutorials, and educational content
  • Learning management features and progress tracking
  • Interactive quizzes, assessments, and certifications
  • Educational community features and discussion forums

2.2 Entertainment Services

  • Digital content including articles, videos, and media
  • Interactive entertainment features and games
  • Content recommendations and personalized feeds
  • Social sharing and community engagement tools

2.3 Messaging Services

  • Direct messaging between users
  • Group conversations and channels
  • Media sharing (images, files, links)
  • Message notifications and delivery confirmations

2.4 Business Chatbot Services

  • Automated customer support and assistance
  • AI-powered conversational interfaces
  • Business workflow automation
  • Integration with third-party platforms (including Facebook Messenger, Instagram, WhatsApp)

2.5 Social and Networking Services

  • User profiles and discovery features
  • Connection and matching functionalities
  • Community building and group features
  • Social interaction tools (likes, comments, shares)

3. User Accounts and Eligibility

3.1 Age Requirements

  • You must be at least 13 years old to use our Services (16 years old in the EEA).
  • If you are under 18, you must have parental or guardian consent.
  • Certain features, particularly social and dating features, may require you to be at least 18 years old.

3.2 Account Registration

  • You must provide accurate, current, and complete information during registration.
  • You are responsible for maintaining the confidentiality of your account credentials.
  • You are responsible for all activities that occur under your account.
  • You must notify us immediately of any unauthorized use of your account.

3.3 Account Security

  • Use a strong, unique password for your account.
  • Do not share your login credentials with others.
  • Enable two-factor authentication when available.
  • Log out from shared devices after use.

4. Messaging and Chatbot Usage Rules

4.1 Acceptable Use of Messaging

When using our messaging and chatbot features, you agree to:

  • Communicate respectfully and not harass, threaten, or intimidate other users
  • Not send spam, unsolicited promotions, or repetitive messages
  • Not impersonate other individuals or entities
  • Not use automated scripts or bots without authorization
  • Not distribute malware, viruses, or harmful code
  • Comply with applicable laws regarding electronic communications

4.2 Chatbot Interactions

  • Our chatbots provide automated responses and may use artificial intelligence.
  • Chatbot responses are for informational purposes and should not be considered professional advice (legal, medical, financial, etc.).
  • We strive for accuracy but do not guarantee that chatbot responses are error-free.
  • Conversations with chatbots may be logged and analyzed to improve our services.
  • Do not share sensitive personal information (passwords, financial details) with chatbots unless specifically required for a verified service.

4.3 Third-Party Platform Integration

When using our chatbot services through third-party platforms (Facebook Messenger, Instagram, WhatsApp):

  • You must also comply with that platform’s terms of service.
  • Message delivery and availability depend on third-party platform functionality.
  • We are not responsible for third-party platform outages or policy changes.
  • Certain features may be limited based on platform capabilities.

4.4 Message Retention

  • Messages are retained according to our Privacy Policy.
  • You can request deletion of your message history through our Data Deletion page.
  • Deleted messages may persist in backups for a limited time.

5. User-Generated Content

5.1 Your Content

You retain ownership of content you create and share through our Services (“User Content”). By posting User Content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, modify, distribute, and display your User Content in connection with operating and improving our Services.

5.2 Content Responsibility

You are solely responsible for your User Content. You represent and warrant that:

  • You own or have the necessary rights to share the content.
  • Your content does not violate any third-party rights (copyright, trademark, privacy).
  • Your content complies with applicable laws and these Terms.

5.3 Content Moderation

We reserve the right to remove, modify, or restrict access to any User Content that:

  • Violates these Terms or our community guidelines
  • Is illegal, harmful, or objectionable
  • Infringes on intellectual property rights
  • Poses security or privacy risks

6. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

6.1 Illegal Activities

  • Violating any applicable laws, regulations, or third-party rights
  • Facilitating illegal transactions or activities
  • Money laundering or fraud

6.2 Harmful Conduct

  • Harassing, bullying, threatening, or intimidating others
  • Posting hate speech, discrimination, or content promoting violence
  • Sharing sexually explicit content involving minors
  • Stalking or invading others’ privacy
  • Doxxing or sharing others’ personal information without consent

6.3 Deceptive Practices

  • Creating fake accounts or impersonating others
  • Spreading misinformation or fake news
  • Phishing or attempting to steal credentials
  • Operating scams or fraudulent schemes

6.4 Technical Abuse

  • Attempting to gain unauthorized access to our systems
  • Introducing viruses, malware, or harmful code
  • Scraping, data mining, or automated data collection without permission
  • Circumventing security features or access controls
  • Interfering with the proper functioning of our Services
  • Reverse engineering our software or algorithms

6.5 Commercial Misuse

  • Using our Services for unauthorized commercial purposes
  • Reselling access to our Services without authorization
  • Sending spam or unauthorized advertising

7. Intellectual Property

7.1 Our Intellectual Property

The Services and all content, features, and functionality (including but not limited to text, graphics, logos, icons, images, audio, video, software, and code) are owned by MVP Online Business or our licensors and are protected by copyright, trademark, patent, and other intellectual property laws.

7.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for personal, non-commercial purposes in accordance with these Terms.

7.3 Restrictions

You may not:

  • Copy, modify, or create derivative works from our content
  • Distribute, license, sell, or transfer our content
  • Remove or alter any proprietary notices
  • Use our trademarks without written permission

7.4 Copyright Infringement (DMCA)

If you believe your copyright has been infringed, please contact us at [email protected] with:

  • Description of the copyrighted work
  • Location of the infringing material
  • Your contact information
  • A statement of good faith belief
  • A statement of accuracy under penalty of perjury
  • Your physical or electronic signature

8. Third-Party Services and Links

Our Services may contain links to or integrate with third-party websites, applications, or services. We do not control and are not responsible for:

  • The content, privacy policies, or practices of third parties
  • Any damage or loss caused by third-party services
  • The availability or functionality of third-party services

Your use of third-party services is subject to their respective terms and policies.

9. Payments and Subscriptions

9.1 Fees

Some features of our Services may require payment. All fees are stated in the applicable currency and are exclusive of taxes unless otherwise noted.

9.2 Billing

  • Payment is processed through secure third-party payment processors.
  • You authorize us to charge your chosen payment method for all applicable fees.
  • Subscription fees are billed in advance on a recurring basis.

9.3 Refunds

Refund eligibility is determined based on:

  • The type of purchase (subscription, one-time, in-app)
  • Time elapsed since purchase
  • Applicable consumer protection laws

Contact [email protected] for refund requests.

9.4 Cancellation

You may cancel subscriptions at any time through your account settings. Cancellation takes effect at the end of the current billing period.

10. Disclaimers

10.1 “As Is” Basis

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

10.2 No Guarantee

We do not guarantee that:

  • The Services will be uninterrupted, secure, or error-free
  • Results obtained from the Services will be accurate or reliable
  • Defects will be corrected
  • The Services will meet your specific requirements

10.3 Educational and Informational Content

Content provided through our education and chatbot services is for informational purposes only and does not constitute professional advice. You should consult qualified professionals for specific advice regarding legal, medical, financial, or other professional matters.

10.4 User Interactions

We are not responsible for the conduct of users on our platform. You interact with other users at your own risk.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MVP ONLINE BUSINESS AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:

  • ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • ANY LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES
  • DAMAGES RESULTING FROM YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SERVICES
  • DAMAGES RESULTING FROM ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES
  • DAMAGES RESULTING FROM UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR CONTENT

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED DOLLARS ($100), WHICHEVER IS GREATER.

SOME JURISDICTIONS DO NOT ALLOW LIMITATION OF LIABILITY, SO THESE LIMITATIONS MAY NOT APPLY TO YOU.

12. Indemnification

You agree to indemnify, defend, and hold harmless MVP Online Business and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to:

  • Your use of the Services
  • Your User Content
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Your violation of any applicable laws

13. Termination

13.1 Termination by You

You may terminate your account at any time by following the account deletion process in your settings or by contacting us.

13.2 Termination by Us

We may suspend or terminate your access to the Services at any time, with or without cause or notice, including if we reasonably believe you have violated these Terms.

13.3 Effect of Termination

Upon termination:

  • Your right to use the Services immediately ceases
  • We may delete your account and User Content
  • Provisions that by their nature should survive will survive (including intellectual property, disclaimers, limitation of liability, and dispute resolution)

14. Dispute Resolution

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where MVP Online Business is established, without regard to conflict of law principles.

14.2 Informal Resolution

Before initiating formal dispute resolution, you agree to first contact us at [email protected] to attempt to resolve the dispute informally.

14.3 Arbitration

Any dispute arising from these Terms or your use of the Services that cannot be resolved informally shall be resolved through binding arbitration, except where prohibited by law.

14.4 Class Action Waiver

TO THE EXTENT PERMITTED BY LAW, YOU AGREE THAT ANY CLAIMS WILL BE BROUGHT IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

15. General Provisions

15.1 Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and MVP Online Business regarding the Services.

15.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15.3 Waiver

Our failure to enforce any provision of these Terms shall not be deemed a waiver of such provision or the right to enforce it.

15.4 Assignment

You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights without restriction.

15.5 Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control.

16. Contact Us

If you have any questions about these Terms of Service, please contact us:

MVP Online Business
Email: [email protected]
Support: [email protected]
Website: www.mvponlinebusiness.com